Archive for Articles

THE YEAR IN REVIEW

Presented by: Mark Lund, The Investor Coach December 5, 2011

Debt crises held stocks in check in 2011. A tumultuous year for stocks. As 2011 winds up, many investors are more concerned with return of capital than return on capital. That is understandable; Wall Street faced some powerful headwinds this year. With little policy momentum to foster or aid any available economic momentum, U.S. and [...]

THE LONG TERM

Presented by: Mark Lund, The Investor Coach November 28, 2011

In this volatile market, perspective is valuable. 2011 will not be remembered as a banner year on Wall Street. No silver bullet has emerged to take care of the European Union’s debt problems, and after two strong years for U.S. equities, it appears stocks will make minimal annual gains or finish the year in the [...]

END-OF-THE-YEAR MONEY MOVES

Presented by: Mark Lund, The Investor Coach November 21, 2011

Here are some things you might want to do before saying goodbye to 2011. What has changed for you in 2011? Did you start a new job or leave a job behind? Did you retire? Did you start a family? If some notable changes occurred in your personal or professional life, then you will want [...]

COULD BIG CHANGES BE COMING TO 401(k)s?

Presented by: Mark Lund, The Investor Coach November 14, 2011

Two federal tax reform proposals could make them less attractive. Our federal government needs to reduce its massive deficit – and among the many revenue-generating ideas being discussed in Congress, two in particular could have disturbing consequences for employees saving for retirement. There is no need to panic yet – these ideas are a long [...]

CHANGES IN IRA & 401(K)s for 2012

Presented by: Mark Lund, The Investor Coach November 11, 2011

A recap of contribution limit and phase-out adjustments. The IRS has announced cost-of-living adjustments to IRAs and employer-sponsored retirement plans for 2012, so here is what you need to know about the newly altered contribution limits and phase-outs for these plans. 401(k) & IRA yearly contribution limits. In 2012, these are the annual contribution limits [...]

THE LATEST ON SOCIAL SECURITY

Presented by: Mark Lund, The Investor Coach October 24, 2011

Benefits increase for 2012. Ideas for reform are numerous.  Social Security gets its first COLA since 2009. As moderate inflation has made a comeback, the federal government has decided to boost Social Security benefits by 3.6% for 2012. This means an average increase of $39 per month for 55 million Social Security recipients ($467 for [...]

Another Recession??

Presented by: Mark Lund, The Investor Coach October 17, 2011

Key indicators point to an economy (slowly) on the This year, assorted economists and journalists have contended that the U.S. is on the edge of a new recession. Yet recent indicators hint that the economy is doing a bit better than some analysts think. U.S. retail sales were up 1.1% in September. This is the [...]

STOCKS IN THE FOURTH QUARTER

Presented by: Mark Lund, The Investor Coach October 10, 2011

Can the last quarter of 2011 live up to historical averages?  Is a rally ahead? You may have heard that stocks tend to do well in the fourth quarter. History affirms that perception: while past performance is no guarantee of future results, the last quarter of the year has historically been the best quarter of [...]

Could Your Social Security Income be Taxed?

Presented by: Mark Lund, The Investor Coach October 3, 2011

A closer look at the provisional income rules.  Many new retirees assume that Social Security income is tax-free. That is not always the case. The Social Security Amendments of 1983 opened the door to taxes on some SSI, depending on the amount of income someone earns in a calendar year.1 How much of your SSI [...]

YOUR ANNUAL FINANCIAL TO-DO LIST

Presented by: Mark Lund, The Investor Coach September 26, 2011

Things you can do before and for the New Year. The end of the year is a good time to review your personal finances. What are your financial, business or life priorities for 2012? Try to specify the goals you want to accomplish. Think about the consistent investing, saving or budgeting methods you could use [...]