Our Unique 401K Advisor Retirement Plan Solution

Our mission is to create successful 401k retirement plan experiences for plan sponsors and their participants.  That’s why we created The 401k Advisor Retirement Plan Solution.  It’s a comprehensive, evolutionary six step process that’s built around three principles.  Simplicity, Focus, and Balance.  Here are the six steps.

Six steps to building a stronger 401K retirement plan for your company

Stage 1: The 401K Retirement Plan Evaluator
Our easy-to-use tool provides you with an evaluation of your company’s retirement plan objectives and concerns and an analysis of other plan solutions.  We’ll also discuss and review funding strategies for fee administration.

Stage 2: The Portfolio MRI
The Portfolio MRA & Retirement Plan Optimizer are designed to analyze your current portfolio to identify specific deficiencies and potential opportunities for improvement by transitioning to a recommended portfolio.  The key areas of analysis include asset allocation, diversification, investment costs, portfolio risk and efficiency.

Stage 3: The 401K Fiduciary Shield
Meeting your fiduciary responsibilities can be a complex process.  We create your Fiduciary Binder to have ready for a DoL audit, develop your Investment Policy Statement and establishing a 3(38) fiduciary to be responsible for selecting and monitoring investment managers.

Stage 4: The RFP Manager
We’re on your team.  We’l sit on your side of the negotiation table to walk you through the RFP process, manage the flow of information, analyze and review proposal and guide you in making an informed and knowledgeable decision.

Stage 5: The Investor Coaching Series (ICS)
We manage every step of the transition from your current retirement program to your new program.  We enroll your employees and educate them on the benefits of their new program.  We’ll ensure their satisfaction through weekly financial newsletter, monthly investor coaching videos, quarterly, semi-annual and annual education and investor coaching seminars. Our goal is to help participants to be able to answer YES to all of the 20 must answer questions.

Stage 6: The Wealthcare Monitor
Well manage the health and welfare of your retirement program over its lifetime, advising you on regulatory changes, program enhancements and investment due diligence on a quarterly or semi-annual basis.

• Greater employee satisfaction and participation
• Delegated fiduciary plan requirements
• Reduced plan anxiety
• State-of-the-art processes
• Out-sourced HR functionality
• Educational and financial planning services provided by an independent, Registered Investment Advisor.