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Are You Retiring Within the Next 5 Years? – Presented by Mark K. Lund, Financial Planner

Are You Retiring Within the Next 5 Years? – Presented by Mark K. Lund, Financial Planner

What to focus on as the transition approaches You can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way. How much monthly income will you need? Unfortunately, there is no “magic” number for everyone to strive for. Instead, examine your…

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Why Don’t All Affluent People Become Wealthy? – Presented by Mark K. Lund, Financial Advisor

Why Don’t All Affluent People Become Wealthy? – Presented by Mark K. Lund, Financial Advisor

Perception, hesitation, & poor decisions are factors. Why do some people let their potential for lifetime wealth slip away? Some people are better off economically at 30 or 40 than they are at 50 or 60. In some cases, fate deals them a bad hand. In other cases, bad decisions and inaction are to blame.…

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Getting (Mentally) Ready to Retire – Presented by Mark K. Lund, Financial Advisor

Getting (Mentally) Ready to Retire – Presented by Mark K. Lund, Financial Advisor

Even those who have saved millions must prepare for a lifestyle adjustment. A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their savings too fast. How can new retirees try to calm these worries? Two factors…

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How Market Cycles Can Impact Retirements
 – Presented by Mark K. Lund, Investment Advisor

How Market Cycles Can Impact Retirements
 – Presented by Mark K. Lund, Investment Advisor

Sequence of returns can play a role in your overall portfolio. A thoughtful retirement strategy may help you pursue your many retirement goals. That strategy must consider many factors, and here are just a few: your income needs, the order of your withdrawals from taxable and tax-advantaged retirement accounts, the income tax implications of those…

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Major Risks to Family Wealth – Presented by Mark K. Lund, Financial Planner

Major Risks to Family Wealth – Presented by Mark K. Lund, Financial Planner

Protect your family assets for future generations. All too often, family wealth fails to last. One generation builds a business—or even a fortune— lost in the ensuing decades. Why does it happen, again and again? Often, families fall prey to serious money blunders, making classic mistakes, or not recognizing changing times. This article is for…

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Roth IRA Conversions – Presented by Mark K. Lund, Investment Advisor

Roth IRA Conversions – Presented by Mark K. Lund, Investment Advisor

What are your choices? What are the benefits? If you own an Individual Retirement Account (IRA), perhaps you have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA might be a sound financial move depending on your situation. But remember, this article is for informational purposes only, not a replacement for…

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Taking Charge of Your Financial Life – Presented by Mark K. Lund, Financial Planner

Taking Charge of Your Financial Life – Presented by Mark K. Lund, Financial Planner

Delegating responsibilities to others may lead to problems down the road. When you are putting together a household, it isn’t unusual to delegate responsibilities. One spouse or partner may take on the laundry, while another takes on the shopping. You might also decide which one of you vacuums and which one of you dusts. This…

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The Fiduciary Advisor Report – Monday, March 28, 2022 – Alpine, Utah

The Fiduciary Advisor Report – Monday, March 28, 2022 – Alpine, Utah

THE WEEK ON WALL STREET With growing confidence in the economy’s resilience, stocks posted another week of solid gains. The Dow Jones Industrial Average rose 0.31%, while the Standard & Poor’s 500 advanced 1.79%. The Nasdaq Composite index picked up 1.98% for the week. The MSCI EAFE index, which tracks developed overseas stock markets, added…

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States Are Requiring Retirement Plans – Presented by Mark K. Lund, Financial Advisor

States Are Requiring Retirement Plans – Presented by Mark K. Lund, Financial Advisor

Will new mandates solve an old financial problem? Too many Americans save too little for retirement. This problem has been discussed for decades in all kinds of media, and there seems to be no easy way to solve it. Fourteen states are giving it a try, however: they have passed or introduced laws requiring or…

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Retirement Preparation Mistakes
 – Presented by Mark K. Lund, Financial Advisor

Retirement Preparation Mistakes
 – Presented by Mark K. Lund, Financial Advisor

Why are they made again and again? Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees. Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. Yet whether they result…

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