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The Fiduciary Advisor Report | Presented by Mark K Lund, Financial advisor, Highland, Utah, Fee only, fiduciary, wealth management

The Fiduciary Advisor Report | Presented by Mark K Lund, Financial advisor, Highland, Utah, Fee only, fiduciary, wealth management

The best non-financial reason to delay retirement You’ve probably heard a number of good reasons to continue working longer than you may have to. The most prominent are financial. For example, qualifying for higher Social Security benefits. Every year you delay claiming your benefits from age 62 to 70, your monthly check can increase by…

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This chart speaks for itself – Presented by Mark K. Lund, Investment Advisor

This chart speaks for itself – Presented by Mark K. Lund, Investment Advisor

With the current news cycle highlighting war, inflation, mounting debt, market volatility, and more, it may persuade you to do something drastic with your investment portfolio – or not so drastic, but a change nonetheless. The quick walk down memory lane below should provide some great perspective about what you should actually always do – sit…

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What to do during a bear market – Presented by Mark K. Lund, Financial Planner

What to do during a bear market – Presented by Mark K. Lund, Financial Planner

It’s not news to anyone that the first half of this year has been rough on investors. After reaching record levels at the end of 2021, the market has experienced six months of volatility and decline.1 In fact, coming on the heels of such sustained gains has made this year’s retreats even harder to stomach.…

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A stock picker asks: Is it really worth all the work?  – Presented by Mark K. Lund, Financial Advisor

A stock picker asks: Is it really worth all the work? – Presented by Mark K. Lund, Financial Advisor

When it comes to stocks, it’s easy to have a short memory. Everybody seems focused on what’s happening today and the near future. What are the pundits saying about this week? What are the forecasters predicting for the next quarter? Back in 2020, after the market shook off the shock of the pandemic, it came…

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Rehearsing for Retirement – Presented by Mark K. Lund, Financial Advisor

Rehearsing for Retirement – Presented by Mark K. Lund, Financial Advisor

Try living as a “retiree” for a month or two before you commit to leaving your career. Imagine if you could preview your retirement in advance. In a sense, you can. Financially and mentally, you can “rehearse” for the third act of your life, while still enjoying the second. Pretend you are retired for a…

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Couples Retiring on the Same Page – Presented by Mark K. Lund, Investment Advisor

Couples Retiring on the Same Page – Presented by Mark K. Lund, Investment Advisor

Agreeing about what you want from retirement is crucial. What does a good retirement look like to you? Does it resemble the retirement that your spouse or partner has in mind? It is at least roughly similar? The Social Security Administration currently projects an average retirement of 18 years for a man and 21 years…

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Should You Downsize for Retirement? – Presented by Mark K. Lund, Financial Planner

Should You Downsize for Retirement? – Presented by Mark K. Lund, Financial Planner

Some retirees save a great deal of money by doing so; others do not. You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire and keep your home? Or sell your home and retire? Maybe…

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THE RETIREMENT REALITY CHECK – Presented by Mark K. Lund, Investment Advisor

THE RETIREMENT REALITY CHECK – Presented by Mark K. Lund, Investment Advisor

Little things to keep in mind for life after work. Decades ago, there was a book titled What They Don’t Teach You at Harvard Business School. Perhaps someday, another book will appear to discuss certain aspects of the retirement experience that go unrecognized – the “fine print”, if you will. Here are some little things…

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Are You Retiring Within the Next 5 Years? – Presented by Mark K. Lund, Financial Planner

Are You Retiring Within the Next 5 Years? – Presented by Mark K. Lund, Financial Planner

What to focus on as the transition approaches You can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way. How much monthly income will you need? Unfortunately, there is no “magic” number for everyone to strive for. Instead, examine your…

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Why Don’t All Affluent People Become Wealthy? – Presented by Mark K. Lund, Financial Advisor

Why Don’t All Affluent People Become Wealthy? – Presented by Mark K. Lund, Financial Advisor

Perception, hesitation, & poor decisions are factors. Why do some people let their potential for lifetime wealth slip away? Some people are better off economically at 30 or 40 than they are at 50 or 60. In some cases, fate deals them a bad hand. In other cases, bad decisions and inaction are to blame.…

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