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The Major Retirement Planning Mistakes – Provided by Mark K. Lund, Financial Planner

The Major Retirement Planning Mistakes – Provided by Mark K. Lund, Financial Planner

Why are they made again and again? Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees. Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. Yet whether they result…

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The Fiduciary Advisor Report – Monday, February 24, 2020 – Alpine Utah

The Fiduciary Advisor Report – Monday, February 24, 2020 – Alpine Utah

THE WEEK ON WALL STREET Traders paid close attention to coronavirus developments and earnings last week, while wondering how the former might eventually impact the latter. Concern over updated infection numbers moderated risk appetite. A pair of key stock benchmarks posted similar weekly losses. In New York, the S&P 500 declined 1.25%; the MSCI EAFE…

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A Retirement Fact Sheet – Provided by Mark K. Lund, Financial Advisor

A Retirement Fact Sheet – Provided by Mark K. Lund, Financial Advisor

Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they discover this. In addition to…

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Creating a Retirement Strategy – Provided by Mark K. Lund, Financial Advisor

Creating a Retirement Strategy – Provided by Mark K. Lund, Financial Advisor

Most people just invest for the future. You have a chance to do more. Ask your Financial Advisor!  Across the country, people are saving for that “someday” called retirement. Someday, their careers will end. Someday, they may live off their savings or investments, plus Social Security. They know this, but many of them do not know…

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Debunking Common Retirement Assumptions


Debunking Common Retirement Assumptions


Don’t fall for these misconceptions. Financial generalizations are as old as time. Some have been around for decades, while others have only recently joined their ranks. Let’s examine a few. Retirement means I can stop investing. In the past, retirement was viewed as an “end” in many ways. These days though, retirement is often seen…

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Measuring the Value of a Financial Advisor

Measuring the Value of a Financial Advisor

One study asserts that the relationship with a financial advisor can make a difference for investors. What is a relationship with a financial advisor worth to an investor? A 2019 study by Vanguard, one of the world’s largest money managers, attempts to answer that question. Vanguard’s whitepaper concludes that when an investor works with an…

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Reducing the Risk of Outliving Your Money

Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings? “What is your greatest retirement fear?” If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 51% of investors surveyed for a 2019 AIG retirement study ranked outliving their money…

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Cybersecurity


Cybersecurity


Protecting yourself from potential calamity. Cybercrime affects both large corporations and private individuals. You’ve likely read about the large data breaches in the business world. These crimes are both expensive and on the rise. The U.S. Identity Theft Resource Center says that these corporate data breaches reached a peak of 1,632 in 2017. The response to…

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The Sequence of Returns

The Sequence of Returns

A look at how variable rates of return do (and do not) impact investors over time. What exactly is the “sequence of returns”? The phrase describes the yearly variation in an investment portfolio’s rate of return. Across 20 or 30 years of saving and investing for the future, what kind of impact do these deviations…

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Overlooked Tax Deductions for Small-Business Owners

Overlooked Tax Deductions for Small-Business Owners

Helpful tips for tax time. Being a small-business owner isn’t easy. After all, balancing payroll, managing employees, drawing up marketing plans, and handling the bookkeeping can be stressful! Luckily, the Internal Revenue Service (I.R.S.) allows small-business owners to take some surprising deductions, which may help come tax time. Read on to learn more. Remember, the…

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