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The New Inherited I.R.A. Rules
 – Presented by Mark K. Lund, Financial Advisor

The New Inherited I.R.A. Rules
 – Presented by Mark K. Lund, Financial Advisor

Do you know what has changed for I.R.A. beneficiaries? New inherited I.R.A. rules took effect on January 1, 2020. The Setting Every Community Up for Retirement Enhancement (SECURE) Act became law on that day, altering the regulations on inherited Individual Retirement Account (I.R.A.) distributions. The big change: the introduction of the 10-year rule for beneficiaries.…

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Retirement Seen Through Your Eyes – Presented by Mark K. Lund, Investment Advisor

Retirement Seen Through Your Eyes – Presented by Mark K. Lund, Investment Advisor

After you leave work, what will your life look like? How do you picture your future? If you are like many contemplating retirement, your view is likely pragmatic compared to that of your parents. That doesn’t mean you must have a “plain vanilla” tomorrow. Even if your retirement savings are not as great as you…

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Retirement Questions That Have Nothing to Do With Money – Presented by Mark K. Lund, Financial Planner

Retirement Questions That Have Nothing to Do With Money – Presented by Mark K. Lund, Financial Planner

Think about these factors before you leave work for the last time. Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors that don’t come with an obvious price tag. Here are some non-monetary factors to consider as you plan your retirement. What will you do…

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2020 IRA Deadlines Are Approaching
 – Presented by Mark K. Lund, Investment Advisor

2020 IRA Deadlines Are Approaching
 – Presented by Mark K. Lund, Investment Advisor

Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate December with important IRA deadlines. December 31, 2021 is the deadline to take your Required Minimum Distribution (RMD) from certain individual retirement accounts. April 15, 2021 is the deadline for making annual contributions to…

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Will Updated I.R.S. Tables Create an Opportunity for Retirees?
 – Presented by Mark K. Lund, Financial Planner

Will Updated I.R.S. Tables Create an Opportunity for Retirees?
 – Presented by Mark K. Lund, Financial Planner

Life expectancy table updated for the first time since 2002. If you are retired and have reached your seventies, you may have the opportunity to draw a little less income from your retirement savings accounts in 2022. Next year, the Internal Revenue Service plans to update the life expectancy tables used for the calculation of…

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Earnings Season Gets Underway
 – Presented by Mark K. Lund, Financial Advisor

Earnings Season Gets Underway
 – Presented by Mark K. Lund, Financial Advisor

Quarterly financial reports are here. Every few months, you may hear the phrase “earnings season” as you listen to financial news. But what exactly is “earnings season,” and why is it important to Wall Street? Earnings season is the time when a majority of publicly traded companies release their quarterly financial reports. Companies often go…

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2021 Off to a Fast Start – Presented by Mark K. Lund, Financial Advisor

2021 Off to a Fast Start – Presented by Mark K. Lund, Financial Advisor

Market volatility continues into the new year. 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule. The markets opened on January 4 and traded lower out of the gate, with the…

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Distributions from Mutual Funds
 – Presented by Mark K. Lund, Investment Advisor

Distributions from Mutual Funds
 – Presented by Mark K. Lund, Investment Advisor

Watch Your December Statements. This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern. Many mutual funds in December pay shareholders capital gains distributions that they have accumulated throughout the year.1 Typically, mutual fund companies start making estimates…

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The Fiduciary Advisor Report – Monday, February 8, 2021 – Alpine Utah

The Fiduciary Advisor Report – Monday, February 8, 2021 – Alpine Utah

THE WEEK ON WALL STREET Stocks notched strong gains last week, paced by a string of solid economic reports and consensus-beating corporate earnings. The Dow Jones Industrial Average gained 3.89%, while the Standard & Poor’s 500 advanced 4.65%. The Nasdaq Composite index jumped 6.01% for the week. The MSCI EAFE index, which tracks developed overseas…

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Navigating Your Required Minimum Distribution – Presented by Mark K. Lund, Financial Planner

Navigating Your Required Minimum Distribution – Presented by Mark K. Lund, Financial Planner

Understand the IRS’s calculations and tables. As much as you would like to, you can’t keep your money in your retirement account forever. These investment vehicles include 401(k)s, IRAs, and similar retirement accounts.1 Under the SECURE Act, once you reach age 72, you must begin taking required minimum distributions from your 401(k), IRAs, or other…

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