Alcatraz – Style Drift & Overlap

Considerations for Dipping Into Your Emergency Fund – Presented by Mark K. Lund, Utah Financial Advisor

The AP reported that a Euclid, Ohio woman called 911 to report a crime. She had ordered eight pieces of chicken at a KFC drive-thru but the restaurant had given her only four pieces.1 “I want my chicken,” the woman was heard telling a dispatcher. She then requested that law enforcement come to the restaurant…

Ask Yourself, “Why Am I Reading This?” – Presented by Mark K. Lund, Financial Advisor in Utah

For most investors, 2022 was not a good year. Seemingly, week after week, the stock market was down.1 And to make matters worse, we endured the worst bond market in about 50 years. Meanwhile, the value of people’s portfolios was also being eroded by record inflation. These conditions had many investors wondering if there was a…

The Subsidy Is Running Out: Why Cheap Urban Amenities Aren’t So Cheap Anymore – Presented by Mark K. Lund, Financial Advisor in Utah

There’s an old business school joke about an entrepreneur who prices his widgets at half the cost of making them. “It’s true I’m losing money on every sale,” he explains, “But I’ll make up for it in volume.” Over the past decade this has seemingly been the business model of a host of tech-enabled companies.…

Quarterly Client Letter – 2022 Q4 – Provided by Mark K. Lund, Financial Advisor

Every January, it’s typical to reflect on market data from the year past. You’ll see the results in your own quarterly reports, as well as across the usual flurry of broad market analyses. Even when the numbers aren’t what we’d prefer—which has certainly been the case for 2022—we look at them anyway. It’s good to…

The Fiduciary Advisor Report – If They Can Predict the Weather, Why Not the Stock Market? | Presented by Mark K Lund, Investment Advisor, Alpine, Utah, fee only, wealth management

If They Can Predict the Weather, Why Not the Stock Market? Humans have always had a strong desire to know the future. Soon after writing was developed in ancient Mesopotamia the Babylonians began using it to catalog thousands of auguries—observances of natural phenomena that they believed could predict major events.1 We still want to know…

The Fiduciary Advisor Report – The difference between planning ahead and worrying ahead | Presented by Mark K Lund, Financial planner, Alpine, Utah, fee only, wealth management

The difference between planning ahead and worrying ahead When was the last time you watched the entire safety demonstration by an airline cabin crew? If you’ve traveled enough, you could probably stand up and give most of the presentation yourself. Using props like a seatbelt, an oxygen mask, and a lifejacket, the attendants talk about…

Alcatraz – Style Drift & Overlap

Trading in your car – Bid/Ask Spreads

Riding the Bull